stellas

Save with Stellas
Banking for You

Experience banking that evolves with your lifestyle.

Secure, fast, and designed to help you grow your wealth effortlessly.

Banking that grows with you

Save, spend, and grow your money confidently with Stellas. From smart savings to everyday payments, we’ve got you covered.

Stellas Mobile Application

Locked savings that earn high returns (up to 15% annually).

Stellas Target Saving (STS)

Goal-based savings for big purchases or life events.

Stellas Payoff Account

Save a portion of salary until retirement or job exit.

Why Bank With Stellas?

Stellas provides the infrastructure needed to operate globally without the
traditional banking friction. Move fast, stay compliant.

Licensed & Trusted

We build infrastructure and distribution networks that democratise payment acceptance, and provide merchants with payment solutions to power their businesses.

cbn license
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Built for Everyday People & Businesses

Our business and personal banking solutions enable millions of people to perform instant transactions, pay bills and manage their finance with ease.

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Spending Limit

Unlimited

Pay bills

100% Digital, Human Where It Matters

We provide operational tools like expense cards, accounting and book-keeping solutions for businesses to run seamlessly.

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Transfer
Buy Airtime
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Uzor Haruna Seun10:30pm
+₦1,800,400

Community-Driven Banking

We provide loans to business owners to help them finance additional inventory purchases and expand their businesses.

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Result that Speaks Volume

Find out how happy customers are raving about us

Excellent App! I've been using Stellas Microfinance Bank App for a while now, and I must say it's been a game-changer! The interface is user-friendly, navigation is seamless, and transactions are quick and secure. The loan application process is straightforward, and the customer support team is responsive and helpful. Kudos to Stellas Microfinance Bank for providing access to financial services at our fingertips!

Queen Mercy

I've had a positive experience with Stellas Microfinance Bank. They've been instrumental in helping me start my small business. The staff are friendly, helpful, and understanding of my financial needs. I appreciate their commitment to supporting entrepreneurs like me and contributing to the growth of our community

Olasunmbo Delu

Outstanding service and excellent quality! Everything was delivered on time, exactly as promised. The attention to detail and professionalism exceeded expectations. Highly recommend!

Felicia Omileke

Great bank with excellent customer service. They always go the extra mile to make banking stress-free. Highly recommend.

Slamiyah Shittu

4.8

Based on Playstore and App store reviews

Over 10,000 satisfied customers love our services

A solution for every banking need.

Personal Banking

Personal Banking

FAQs

Yes. Stellas MFB is licensed and regulated by the Central Bank of Nigeria (CBN).
You'll need a valid government-issued ID, a phone number, and your BVN or NIN for verification.
Yes. Limits depend on your verification level. Higher verification unlocks higher limits.
Ghost Mode allows transactions to remain traceable for record purposes while protecting user privacy.
This means your transaction is being completed. In rare cases, network delays between banks may cause slight wait times. If it exceeds the stated timeframe, contact support with your transaction reference.
Accounts may be restricted for security reasons, incomplete KYC, or suspicious activity. Contact support to resolve this promptly.
Use the “Forgot Password” option and follow the verification process.
If Stellas is temporarily unavailable due to maintenance or unexpected downtime:

• Stay calm and avoid repeating transactions to prevent duplicate charges.

• Check our official communication channels (app notifications, email, social media) for updates.

• Do not share your login details with anyone claiming to “fix” the issue.

• Wait for the official restoration notice before retrying transactions.

Our team works to resolve downtime as quickly as possible while ensuring your funds remain secure.

Hassle-free Banking in Your
Hands The Modern Way to Bank